Wind Mitigation Inspection in Boca Raton

Document your home's wind-resistant features and unlock the insurance discounts you have already earned. Same-day OIR-B1-1802 report.

Florida homeowners pay some of the highest insurance premiums in the country. A wind mitigation inspection is one of the fastest, most reliable ways to bring those premiums down. The inspection documents the features of your home that help it stand up to hurricanes and high winds, and Florida law requires insurers to give you credits for them.

The result is recorded on the state's official OIR-B1-1802 form, which we complete with detailed photos and deliver to you the same day. You send it to your insurance agent, and the discounts apply to your policy.

What We Document on the OIR-B1-1802 Form

The state form covers seven sections. Here is what we verify at your home:

• Building code: when your home was built and which Florida Building Code it follows
• Roof covering: the type and age of your roof material and whether it meets wind-resistance standards
• Roof deck attachment: how the roof decking is fastened to the trusses, including nail size and spacing
• Roof-to-wall attachment: clips, straps, or toe nails connecting the roof structure to the walls
• Roof geometry: hip, gable, or flat roof shape, since hip roofs earn the strongest credits
• Secondary water resistance: whether a sealed underlayment protects against water intrusion if the covering fails
• Opening protection: impact-rated windows, doors, shutters, and garage doors

How Much Can You Save?

Every home is different, but the math is simple: the inspection costs a fraction of what most homeowners save in a single year. A home with a hip roof, single-wrap straps, and impact windows can qualify for several stacked credits. Even partial credits add up fast on Florida premiums. Many of our clients recover the inspection cost within the first billing cycle.

Who Should Get One?

If you own a home in South Florida and have never had a wind mitigation inspection, you are likely leaving money on the table. It is especially valuable if you have installed a new roof, added hurricane shutters or impact windows, or bought a home and are unsure what credits the previous owner was receiving. Insurers generally accept the form for up to five years, so it pays to keep it current.

Our Process

We start with a walk around the exterior, documenting the roof shape, openings, and wall construction. Then we enter the attic to photograph the deck attachment and roof-to-wall connections, checking nail patterns and straps up close. The whole visit takes under an hour, and your signed, photo-documented OIR-B1-1802 arrives by email the same day.

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